Rate Board
Share Savings Account Rates Share Savings rates effective July 01, 2008 |
| Account Type |
Rate* |
A.P.Y.* |
Feature |
| Member Share |
1.00% |
1.00% |
$100 min. balance to earn dividend. |
| Regular Savings |
1.10% |
1.11% |
Dividend calculated on average daily balance and paid monthly. $100 min. balance to earn dividend. |
| Christmas Club |
1.10% |
1.11% |
Dividend calculated on average daily balance and paid monthly. $100 min. balance to earn dividend. |
| IRA |
2.25% |
2.27% |
Dividend calculated on average daily balance and paid monthly. $100 min. balance to earn dividend. |
| Escrow Share Account |
1.00% |
1.00% |
Dividend calculated on average daily balance and paid monthly. $100 min. balance to earn dividend. |
Money Market Money Market rates effective July 01, 2008 |
| Balance |
Rate |
A.P.Y. |
Feature |
| $5,000 - $24,999 |
1.70% |
1.71% |
Dividend calculated on average daily balance and paid monthly. $5,000 min. balance to earn dividend. |
| $25,000 and over |
2.00% |
2.02% |
$25,000 minimum balance to earn this higher rate. |
Share Certificate Rates* Share Certificate rates effective July 01, 2008 |
| Term |
$1,000-$9,9999 Rate |
A.P.Y. |
$10,000 & Over Rate |
A.P.Y. |
| 6 months |
2.60% |
2.62% |
2.70% |
2.73% |
| 12 months |
2.80% |
2.83% |
2.90% |
2.93% |
| 24 months |
2.90% |
2.93% |
3.00% |
3.04% |
There is a substantial penalty for early withdrawal on all Share Certificates. Rates also apply to IRA Certificates.
* Share savings rates quoted are prospective rates for the month indicated above. Dividend rates on all share accounts are subject to change monthly, and all share certificate rates are subject to change weekly. Please contact a credit union employee at (515) 232-1654 for further information about fees and terms applicable to our accounts.
Loan Rates* Loan interest rates effective July 01, 2008 |
| Loan Type |
1 Year |
2 Years |
3 Years |
4 Years |
5 Years |
| New Autos |
|
4.99% |
4.99% |
4.99% |
4.99% |
| '04-'07 Autos |
5.25% |
5.25% |
5.25% |
5.25% |
5.50% |
| '01-'03 Autos |
6.35% |
6.35% |
6.35% |
6.75% |
|
| Signature |
9.90% |
10.90% |
11.90% |
|
|
| Home Equity |
|
4.99% |
4.99% |
4.99% |
4.99% |
| Home Equity Line Of Credit |
Variable rate effective |
July 1, 2008 |
Adjusted every 6 months |
|
6.00% |
* All loan rates are quoted as an annual percentage rate, and may be subject to change. Please contact the credit union for current loan rates.
