River Valley Credit Union

Loan Rates

Effective April 1, 2024

SPECIALS

APR Terms (Months)
Vacation Loans
As Low As 6.75% Up to 12 Months

 

Vacation loans only offered in June and July.

Monthly payment example: For a 12 month vacation loan of $1,500 at 6.75% APR, the monthly payment would be $129.62.

Loan Calculator
Apply for a Loan

 

New & Used Auto/Motorcycle Loans

APR Terms (Months)
2022 or Newer
As Low As 5.99% 0 - 48 Months
As Low As 6.39% 49 - 60 Months
As Low As 6.79% 61 - 72 Months
As Low As 7.19% 73 - 84 Months
2021
As Low As 6.09% 0 - 48 Months
As Low As 6.49% 49 - 60 Months
As Low As 6.89% 61 - 72 Months
As Low As 7.29% 73 - 84 Months
2020
As Low As 6.39% 0 - 48 Months
As Low As 6.79% 49 - 60 Months
As Low As 7.19% 61 - 72 Months
2019
As Low As 7.04% 0 - 48 Months
As Low As 7.44% 49 - 60 Months
As Low As 7.84% 61 - 72 Months
2018
As Low As 7.14% 0 - 48 Months
As Low As 7.54% 49 - 60 Months
As Low As 7.94% 61 - 72 Months
2017
As Low As 7.24% 0 - 48 Months
As Low As 7.64% 49 - 60 Months
As Low As 8.04% 61 - 72 Months
2015-2016
As Low As 7.54% 0 - 36 Months
As Low As 7.94% 37 - 48 Months
As Low As 8.34% 49 - 60 Months
2014 and Older
As Low As 9.14% 0 - 36 Months
As Low As 9.54% 37 - 48 Months


Monthly payment example: For a 48 month auto/motorcycle loan of $25,000 at 5.99% APR, the monthly payment would be $587.01.

Loan Calculator
Apply for a Loan
 

New & Used Recreational Vehicle Loans

APR Terms (Months)
2022 and Newer
As Low As 7.84% 0 - 60 Months
As Low As 9.34% 61 - 84 Months
As Low As 10.84% 85 - 120 Months
As Low As 12.34% 121 - 180 Months
2018-2021
As Low As 8.63% 0 - 60 Months
As Low As 10.13% 61 - 84 Months
As Low As 11.63% 85 - 120 Months
As Low As 13.13% 121 - 180 Months
2017 and Older
As Low As 9.54% 0 - 60 Months
As Low As 11.04% 61 - 72 Months


Monthly payment example: For a 60 month recreational vehicle loan of $50,000 at 7.84% APR, the monthly payment would be $1,010.00.

Loan Calculator
Apply for a Loan
 

Personal Loans

APR Terms (Months)
Up to 12 Months
As Low As 9.99% APR 12 Months
13 to 24 Months
As Low As 10.49% APR 24 Months
25 to 36 Months
As Low As 10.99% 36 Months
37 to 60 Months
As Low As 12.99% 60 Months


Monthly payment example: For a 12 month personal loan of $2,000 at 9.99% APR, the monthly payment would be $175.82.

Loan Calculator
Apply for a Loan

 

Home Equity Loans

APR Terms (Months)
0 - 60 Months
As Low As 5.99% Up to 60 Months
61 - 120 Months
As Low As 6.49% 61 - 120 Months
121 - 180 Months
As Low As 6.99% 121 - 180 Months
Home Equity Line of Credit
8.00% Variable Rate Effective January 1, 2024*

 

Monthly payment example: For a 60 month home equity loan of $10,000 at 5.99% APR, the monthly payment would be $193.28.

*Maximum adjusted rate is 15% APR

Loan Calculator
Apply for a Loan

 

 

APR = Annual Percentage Rate. Rates are subject to change at anytime. Actual rate may be higher based on borrower's credit history, selected payment method and collateral considerations. All loans subject to approval. RVCU is not responsible for typographical errors or omissions.

© 2024 River Valley Credit Union. All rights reserved.