River Valley Credit Union

About Us

Who We Are

River Valley Credit Union is a member-owned and controlled financial cooperative with locations in Ames and Nevada, Iowa. We provide an alternative to traditional banking by offering low-cost, competitive services and benefits exclusively to our members.


Our Mission

To continually make a positive difference in our member’s financial lives by responding to their changing needs and exceeding their expectations.


Our History

In October of 1961, employees of the National Animal Disease Laboratory banded together and signed articles of incorporation to form a credit union. Over the next few years, membership was expanded to employees of Federal Government Agencies located in Story County, as well as their families.

For many years, the Credit Union was run solely by the Board of Directors. Credit Union business was often conducted on lunch hours, breaks, or after hours by board members. In those days, the Credit Union offered one basic savings account and one type of loan.

The first Credit Union manager/employee was hired in 1972. Services continued to expand with the eventual introduction of share draft (checking) accounts in 1978. At that time, interest rates were at historic highs. In 1980, the Credit Union enlarged its field of membership, installed its first "online computer system" and changed its name to River Valley Credit Union.

In August of 1982, the Credit Union made the move from NADC on Dayton Road to it's current office just off of Interstate 35 on East 13th Street in Ames, Iowa. Our second branch was opened in May of 2002 in Nevada, Iowa. It is located in the Liberty Building at 1400 Fawcett Parkway, Suite F.


Your Community Credit Union

Over the decades, RVCU's field of membership has expanded further to include anyone living in or working for a business in Story County or any of the adjacent counties of Hamilton, Hardin, Marshall, Jasper, Polk and Boone. The families of current members are also eligible to join the Credit Union.

Our roster of services continues to grow – today, our members have access to a wide variety of loan types, multiple savings account options, and an expanding list of online/mobile services (just to name a few).

We'd love to have you join the River Valley Credit Union family.

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