River Valley Credit Union

Loan Rates

Effective June 1, 2019
(Rates are subject to change at anytime. Actual rate may be higher based on borrower's credit history and selected payment method. RVCU is not responsible for typographical errors or omissions.)

Over The Counter Fixed Rate New & Used Auto/Motorcycle Loan Rates

APR Terms (Months)
2017 or Newer
As Low As 3.05% 0 - 48 Months
As Low As 3.45% 49 - 60 Months
As Low As 3.85% 61 - 72 Months
As Low As 4.25% 73 - 84 Months
2016
As Low As 3.25% 0 - 48 Months
As Low As 3.65% 49 - 60 Months
As Low As 4.05% 61 - 72 Months
As Low As 4.45% 73 - 84 Months
2015
As Low As 3.25% 0 - 48 Months
As Low As 3.65% 49 - 60 Months
As Low As 4.05% 61 - 72 Months
2014
As Low As 3.70% 0 - 48 Months
As Low As 4.10% 49 - 60 Months
As Low As 4.50% 61 - 72 Months
2013
As Low As 3.70% 0 - 48 Months
As Low As 4.10% 49 - 60 Months
As Low As 4.50% 61 - 72 Months
2012
As Low As 3.95% 0 - 48 Months
As Low As 4.35% 49 - 60 Months
As Low As 4.75% 61 - 72 Months
2010-2011
As Low As 4.60% 0 - 36 Months
As Low As 5.00% 37 - 48 Months
As Low As 5.40% 49 - 60 Months
2009 and Older
As Low As 4.95% 0 - 36 Months
As Low As 5.35% 37 - 48 Months


Monthly payment example: For a 48 month auto/motorcycle loan of $25,000 at 3.05% APR, the monthly payment would be $553.91.

Loan Calculator
Apply for a Loan
 

Fixed Rate New & Used Recreational Vehicle Loans

APR Terms (Months)
2017 and Newer
As Low As 3.60% 0 - 60 Months
As Low As 8.10% 121 - 180 Months
As Low As 5.10% 61 - 84 Months
As Low As 6.60% 85 - 120 Months
2013-2016
As Low As 5.20% 0 - 60 Months
As Low As 9.70% 121 - 180 Months
As Low As 6.70% 61 - 84 Months
As Low As 8.20% 85 - 120 Months
2012 and Older
As Low As 5.70% 0 - 60 Months
As Low As 7.20% 61 - 72 Months


Monthly payment example: For a 60 month recreational vehicle loan of $50,000 at 3.60% APR, the monthly payment would be $911.82.

Loan Calculator
Apply for a Loan
 

Personal Loans

APR Terms (Months)
Up To 36 Months
As Low As 10.90% 36 Months
37 to 60 Months
As Low As 12.90% 60 Months


Monthly payment example: For a 36 month personal loan of $2,000 at 10.90% APR, the monthly payment would be $65.38.

Loan Calculator
Apply for a Loan

Home Equity Loans

APR Terms (Months)
0 - 60 Months
As Low As 3.25% Up to 60 Months
61 - 120 Months
As Low As 3.99% 61 - 120 Months
121 - 180 Months
As Low As 4.75% 121 - 180 Months
Home Equity Line of Credit
As Low As 5.00% Variable Rate Effective July 1, 2019

 

Monthly payment example: For a 60 month home equity loan of $10,000 at 3.25% APR, the monthly payment would be $180.80.

Loan Calculator
Apply for a Loan

© 2019 River Valley Credit Union. All rights reserved.