River Valley Credit Union

We will be closed Monday, May 27th in observation of Memorial Day. We will return to normal hours Tuesday, May 28th.

Loan Rates

Effective May 1, 2019
(Rates are subject to change at anytime. Actual rate may be higher based on borrower's credit history and selected payment method. RVCU is not responsible for typographical errors or omissions.)

Over The Counter Fixed Rate New & Used Auto/Motorcycle Loan Rates

APR Terms (Months)
2017 or Newer
As Low As 2.85% 0 - 48 Months
As Low As 3.25% 49 - 60 Months
As Low As 3.65% 61 - 72 Months
As Low As 4.05% 73 - 84 Months
2016
As Low As 3.05% 0 - 48 Months
As Low As 3.45% 49 - 60 Months
As Low As 3.85% 61 - 72 Months
As Low As 4.25% 73 - 84 Months
2015
As Low As 3.05% 0 - 48 Months
As Low As 3.45% 49 - 60 Months
As Low As 3.85% 61 - 72 Months
2014
As Low As 3.50% 0 - 48 Months
As Low As 3.90% 49 - 60 Months
As Low As 4.30% 61 - 72 Months
2013
As Low As 3.50% 0 - 48 Months
As Low As 3.90% 49 - 60 Months
As Low As 4.30% 61 - 72 Months
2012
As Low As 3.75% 0 - 48 Months
As Low As 4.15% 49 - 60 Months
As Low As 4.55% 61 - 72 Months
2010-2011
As Low As 4.40% 0 - 36 Months
As Low As 4.80% 37 - 48 Months
As Low As 5.20% 49 - 60 Months
2009 and Older
As Low As 4.75% 0 - 36 Months
As Low As 5.15% 37 - 48 Months


Monthly payment example: For a 48 month auto/motorcycle loan of $25,000 at 2.85% APR, the monthly payment would be $551.70.

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Fixed Rate New & Used Recreational Vehicle Loans

APR Terms (Months)
2017 and Newer
As Low As 3.40% 0 - 60 Months
As Low As 7.90% 121 - 180 Months
As Low As 4.90% 61 - 84 Months
As Low As 6.40% 85 - 120 Months
2013-2016
As Low As 5.00% 0 - 60 Months
As Low As 9.50% 121 - 180 Months
As Low As 6.50% 61 - 84 Months
As Low As 8.00% 85 - 120 Months
2012 and Older
As Low As 5.50% 0 - 60 Months
As Low As 7.00% 61 - 72 Months


Monthly payment example: For a 60 month recreational vehicle loan of $50,000 at 3.40% APR, the monthly payment would be $907.34.

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Personal Loans

APR Terms (Months)
Up To 36 Months
As Low As 10.90% 36 Months
37 to 60 Months
As Low As 12.90% 60 Months


Monthly payment example: For a 36 month personal loan of $2,000 at 10.90% APR, the monthly payment would be $65.38.

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