River Valley Credit Union

Savings Services

Share Draft Accounts

Free Checking

  • No minimum balance requirements
  • No monthly fees
  • No per-check clearing charges
  • Free debit card (some fees may apply after 8 ATM transactions per month)


Savings Accounts

Competitive dividend rates and no minimum balance requirements make saving easy with a regular or holiday savings account.


Share Certificates

Choose from 6-month, 12-month, or 24-month options, with higher dividend rates on your deposit than traditional savings accounts, designed for the longer-term saver.


Money Market Share Accounts

You can make transfers and withdrawals but must maintain a $5,000 minimum balance. You'll receive higher dividends than on a regular savings account.


Direct Deposit / Preauthorized Payments (ACH) / Payroll Deductions

If you work for a participating employer, you can have your paycheck direct deposited into your RVCU account on payday! We can also receive direct deposits of annuity, VA, or Social Security checks.

Recurring payments, such as life insurance and phone bills, may be taken from your account automatically each month. This is another FREE service!

RVCU can also set up automatic in-house transfers to cover your loan payments or to encourage saving.


Safe Deposit Boxes

Get safety and security for your valuables and important documents with a safe deposit box at RVCU. Our annual rental rates are competitive, and we offer both 3-inch by 10-inch and 5-inch by 10-inch sizes to meet member needs.


Safety & Security

All RVCU savings accounts are federally insured to at least $250,000 per account by the National Credit Union Administration (NCUA), an agency of the federal government.


Valley VIP Club

Older members may find additional benefits by joining the Valley VIP Club.

Find Out More

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