Savings Services
SHARE DRAFT ACCOUNTS
Valley VIP Club
Older members may find additional benefits by joining the Valley VIP Club. Follow the link above for more information!
Virtual Branch
Access your RVCU accounts via the internet 24 hours a day, seven days a week. With Virtual Branch you can:
- Make transfers between accounts or to loans
- View your FREE checking activity
- View your cleared check images
- Download account history
- Access Online Bill Payment Service "IPAY"
- View recent statements and statement inserts
- Apply online for personal loans and credit cards
- Set up regular scheduled transfers
- Set up E-mail alerts to notify you of account information
FREE CHECKING
No minimum balance requirements
No monthly fees
No per-check clearing charges
Free Check (Debit) Card (some fees may apply after 8 ATM transactions per month)
SAVINGS ACCOUNTS
Competitive dividend rates and no minimum balance requirements make saving easy with a regular or holiday savings account.
SHARE CERTIFICATES
Choose from 6-month, 12-month or 24-month options-with higher dividend rates than traditional savings accounts on your deposit-designed for the longer-term saver.
MONEY MARKET SHARE ACCOUNTS
Make transfers and withdrawals, but maintain a $5000 minimum balance. Receive higher dividends than on a regular savings account.
DEBIT CARDS
Get convenience and security with out MasterCard Check (Debit) Card.
DIRECT DEPOSIT/ PREAUTHORIZED PAYMENTS (ACH)/ PAYROLL DEDUCTIONS
If you work for a participating employer, you can have your paycheck direct deposited to your RVCU account on payday! We can also receive direct deposits of annuity, VA, or Social Security checks.
Recurring payments, such as life insurance and phone bills may be taken from your account automatically each month. This is another FREE service!
RVCU can also set up automatic in-house transfers to cover your loan payments or to encourage saving.
SAFE DEPOSIT BOXES
Get safety and security for your valuables and important documents with a safe deposit box at RVCU. Our annual rental rates are competitive, and we offer both 3-inch by 10-inch and 5-inch by 10-inch sizes to meet member needs.
24-HOUR AUDIO RESPONSE TELLERLINE
Check account balances, make transfers, monitor cleared checks, and more via touch-tone telephone with a secure Personal Identification Number (PIN). Contact us to set up your PIN.
SAFETY AND SECURITY
All RVCU savings accounts are federally insured to at least $250,000 per account by the National Credit Union Administration (NCUA), an agency of the federal government.
