River Valley Credit Union

Savings Services

At River Valley Credit Union, we offer a full selection of deposit products.

Routing Number: 273972596


Share Draft Accounts

Free Checking

  • No minimum balance requirements
  • No monthly fees
  • No per-check clearing charges
  • Free debit card (some fees may apply after 8 ATM transactions per month)


Savings Accounts

Competitive dividend rates and no minimum balance requirements make saving easy with a regular or holiday savings account.


Share Certificates

With higher dividend rates on your deposit than traditional savings accounts, our share certificates are designed for the longer-term saver. From 6 months all the way up to 60 months – choose the option that's right for you.


Money Market Share Accounts

You can make transfers and withdrawals but must maintain a $5,000 minimum balance. You'll receive higher dividends than on a regular savings account.


Direct Deposit / Preauthorized Payments (ACH) / Payroll Deductions

If you work for a participating employer, you can have your paycheck direct deposited into your RVCU account on payday! We can also receive direct deposits of annuity, VA, and Social Security checks.

Recurring payments, such as life insurance and phone bills, may be taken from your account automatically each month. This is another FREE service!

RVCU can also set up automatic in-house transfers to cover your loan payments or to encourage saving.


Safe Deposit Boxes

Get safety and security for your valuables and important documents with a safe deposit box at RVCU. Our annual rental rates are competitive, and we offer 2 different sizes to meet member needs.

 Small  3 x 10 inches
 Large  5 x 10 inches


Safety & Security

All RVCU savings accounts are federally insured to at least $250,000 per account by the National Credit Union Administration (NCUA), an agency of the federal government.

Savings Rates

Explore our current rates.

Learn More

Valley VIP Club

Older members can receive additional benefits by joining our VIP Club.

Learn More

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