River Valley Credit Union

Electronic Services

Online Banking

Access your RVCU accounts via the internet 24 hours a day, 7 days a week with Virtual Branch, our online banking platform.

With Virtual Branch you can:

  • Make transfers between accounts or to loans
  • View your FREE checking activity
  • View your cleared check images
  • Access online bill pay
  • View recent statements and statement inserts
  • Set up regularly scheduled transfers
  • Set up email alerts to notify you of account information
  • Download account history
  • Export account history straight to Intuit QuickBooks
  • Apply for personal loans and credit cards

Go To Virtual Branch


Mobile Banking

With the River Valley Credit Union Mobile App you can:

  • Transfer between accounts
  • View balances
  • View transaction history
  • Access bill pay
  • Use mobile deposit

Download our mobile banking app:


Mobile Deposit

Accessible through the RVCU Mobile App, mobile deposit allows you to electronically deposit paper checks anywhere and anytime using your smart phone. It's safe, convenient, and easy! Simply open the RVCU app, select "Deposit", and follow the on-screen prompts*.

Funds will typically be available within two business days from the day of deposit. The status of your deposit can be viewed in the app under "View Mobile Deposit History." Please hold on to your paper checks for up to 5 business days after a successful deposit in case any issues arise. Checks can then be destroyed as you see fit.

There may be restrictions based on the type and amount of a check. Contact the Credit Union with any questions or if you need assistance.

Ensure Hassle-Free Deposits

In order to protect your checks and be sure that your funds are credited to your account quickly, please endorse your checks properly. Always write "For RVCU Mobile Deposit Only" along with your signature. (See example to the right.) Failure to endorse your checks properly may result in the delay or rejection of the deposit. The back of some checks may include a check box to indicate that a check is intended for mobile deposit - just check the box and add "For RVCU" above it.


*Must be 18 years of age or older to use the mobile deposit feature.


Zogo App

We've partnered with Zogo, a gamified financial literacy app that rewards users for completing bite-sized financial literacy lessons. Level up and earn while you learn, with real-life rewards – like gift cards to your favorite stores! Find out how to get started.

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