River Valley Credit Union

24 Financial Tips for 2024

Posted on December 20, 2023 at 9:55 AM by Isabel Kinzie



2024 is right around the corner, can you believe it? As you reflect on your 2023 goals and resolutions... we've got a few new ones for you to achieve in 2024! Start your journey of financial freedom and make 2024 you best financial year yet! Check out the RVCU social media pages for more information and informational articles are various topics listed below. Don't wait until the last minute to start planning for your financial future. Let RVCU be your guide to financial freedom in 2024 and beyond.

Here are 24 financial tips for 2024:

  1. Create a budget.

  2. Establish an emergency fund.

  3. Build sinking funds.

  4. Live within your means.

  5. Budget your income each month.

  6. Diversify your investments.

  7. Reduce unnecessary spending.

  8. Reevaluate all paid subscriptions.

  9. Remember to treat yourself.

  10. Check your credit score.

  11. Try a no spend week or weekend.

  12. Start a side hustle.

  13. Declutter and sell old or unused items.

  14. Avoid impulse spending.

  15. Identify your spending triggers.

  16. Budget for activities that bring you joy.

  17. Look for spending cutbacks.

  18. Add selfcare into your budget.

  19. Diversify your income.

  20. Set smart goals:

    1. S: Specific (What do you want to do?)

    2. M: Measurable (How will you track your progress?)

    3. A: Attainable (How will you do it?)

    4. R: Relevant (Is this relevant to your life right now?)

    5. T: Time bound - Timely (When do you want to do it?)

  21. Pay bills on time. 

  22. Spend 50% less on eating out.

  23. Spend 75% less on online shopping.

  24. Expand your financial literacy, try out Zogo!


Happy New Year from all of us at RVCU! As we welcome in 2024, we want to take a moment to wish you peace, prosperity, and joy in the coming year. Whether you have set resolutions, goals, or simply have dreams you want to pursue, we believe in you and are rooting for your success. Cheers to a fantastic year ahead!



Isabel Kinzie

Marketing Specialist

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